A while back I did some research with a view to assisting in the financing of this new startup company, Iwormhole Communications. They run a website called http://www.largefilesasap.com/.
If you need to transfer a large file, say 35 megs or even up to 2 gigs, you just go on to the site and browse for you file to transfer and away you go. Unfortunately, the browsers in use today were not designed to be used to transfer large amounts of data. So, the company set out to design a new system to handle file transfers, but to do so ultimately on a peer to peer basis with data encryption to AES 256 standards (this is just about government proof).
They are running the new system in beta testing right now, but it works well. This is a small desktop application that launches with a click. You simply drag and drop files into the rotating "wormhole" and the file uploads and sends a message to your email recipient in record time. It can be downloaded at http://www.xoomfile.com/. If you happen to be a mortgage broker, lawyer, accountant, Realtor, doctor or any professional who needs to be able to transfer very large files on a highly confidential basis, such as an MRI for example, this program will come in very handy.
It is free right now. But as the company moves forward, there will no doubt be a plan to generate revenues from regular users. Being a Realtor, mortgage broker and closet musician, I highly recommend this handy file sharing system.... No spam, no ads, no data phishing. I am advised that about 40,000 people a month are using it!
Good Luck...
AS
Thursday, December 30, 2010
Monday, December 27, 2010
Your Real Estate Portfolio...
Many of you have owned your homes for a number of years already. A quick math check of its estimated market value today as compared to what it was when you bought it, less the mortgage amount would likely yield a nice chunk of value. Quite frankly, I am sure that for many of you, if you divided the gain in equity in your home by the number of months that you have owned it, you would find that that amount (which is tax free) might equal the take home pay of a full time job.
I am sure that there are not many American Realtors who are sending notes like this one at the present time. We are quite fortunate living where we do and being able to enjoy these economic gains. What is even more astonishing is that I can't recall any of my clients not being fearful at the time of purchase that the market might not tank after they bought their property. So, each of you might have been thinking that you were buying close to the high, and yet look what happened!
One of the problems we face as parents is the financial pressure of university as well as the future housing costs that our children face, should we wish them to locate near us. This Generation X market and the foothold they need in the real estate market is the next big issue. It has already started. Parents are starting to invest in real estate now so that their children will have equity when their time comes to move out, hopefully, permanently!
I recently came across a smart condo play that made sense to me and I would be happy to share it with any of you. It was not just another highrise; it is in a great downtown location. The developer needs to sell a certain number of units, close to 50% prior to obtaning financing to enable him to put the shovel to the ground. To do that, he is offering 5% on deposit monies which will be held in trust as well at a 2% HST rebate with completion expected to be in 2013. There are still a few units left at better than presale prices where you can put very little money up front, earn interest on it in the interim and hopefully, establish another foolhold in a great market. It took two of my clients just 30 minutes to see the value in this and it is not difficult to see why; good developer; good track record; great location and great pricing with money earned on carrying costs and very little money down (all of which is in trust).
I would like to take this opportunity to wish all of you a Happy New Year, full of joy, good health for you and your families, and, I would like to thank you for allowing me the privilege to share and contribute to your successes in my professional capacity.
Regards and see you in the new year!
AS
I am sure that there are not many American Realtors who are sending notes like this one at the present time. We are quite fortunate living where we do and being able to enjoy these economic gains. What is even more astonishing is that I can't recall any of my clients not being fearful at the time of purchase that the market might not tank after they bought their property. So, each of you might have been thinking that you were buying close to the high, and yet look what happened!
One of the problems we face as parents is the financial pressure of university as well as the future housing costs that our children face, should we wish them to locate near us. This Generation X market and the foothold they need in the real estate market is the next big issue. It has already started. Parents are starting to invest in real estate now so that their children will have equity when their time comes to move out, hopefully, permanently!
I recently came across a smart condo play that made sense to me and I would be happy to share it with any of you. It was not just another highrise; it is in a great downtown location. The developer needs to sell a certain number of units, close to 50% prior to obtaning financing to enable him to put the shovel to the ground. To do that, he is offering 5% on deposit monies which will be held in trust as well at a 2% HST rebate with completion expected to be in 2013. There are still a few units left at better than presale prices where you can put very little money up front, earn interest on it in the interim and hopefully, establish another foolhold in a great market. It took two of my clients just 30 minutes to see the value in this and it is not difficult to see why; good developer; good track record; great location and great pricing with money earned on carrying costs and very little money down (all of which is in trust).
I would like to take this opportunity to wish all of you a Happy New Year, full of joy, good health for you and your families, and, I would like to thank you for allowing me the privilege to share and contribute to your successes in my professional capacity.
Regards and see you in the new year!
AS
Just a credit Card glitch??
Well, the Alaska Air points came, 50,000 of them in all for 2 credit cards, but in the heat of it all, we never activated the cards by using them. So, in short, it appears as though one might actually obtain the Alaska Air points without the $75 charge! That's 2 free return trips anywhere in North America... Sweet Deal!
Wednesday, December 8, 2010
This just in.... but you have to buy today... 30% off all within Canada flights
if you purchase today on Mastercard... see:
http://www.westjet.com/guest/en/deals/offers/mastercard-promo.shtml?s_cid=BAH-H-MCPROMO-GE-20101208
Make sure you use the promo and coupon numbers on the bottom of the link page.
Enjoy!
AS
[tks again Carla!]
http://www.westjet.com/guest/en/deals/offers/mastercard-promo.shtml?s_cid=BAH-H-MCPROMO-GE-20101208
Make sure you use the promo and coupon numbers on the bottom of the link page.
Enjoy!
AS
[tks again Carla!]
Deal of The Week.....
Well, as property listings decline due to seasonality, other year end deals start to pop up and require that as either my client or blog reader, you remain in the loop. This week, it is the Entertainment Book which typically sells for about $50/year, which is available for $19.99 for the Vancouver area. Just click here and you will be on the checkout page ready to take advantage of this deal... and remember, you heard it here!
https://www.entertainment.com/buy/jsp/pages/viewCart.epi
https://www.entertainment.com/buy/jsp/pages/viewCart.epi
Sunday, December 5, 2010
Unfortunately... the Safeway blue Airmiles feeding frenzy
at No. 3 Rd. & Williams is now over.... They were giving away 500 miles with every $200 purchase and some of the specials boosted per visit mileage to over 740.... It was embarassingly nuts for a while... but it may come back and you'll hear about it here. It was actually so good, that some of the specials resulted in the merchandise being free.... Later...
Friday, November 19, 2010
The Real Estate Authority: On the topic of Credit Card points and No-Brainer ...
On the topic of credit card "no brainer" reward programs, check out the Amex for Business card.... at: http://www.amexforbusiness.ca/en/sitecore/content/Home/CardDetails/Cards/BGR.aspx
25,000 Amex miles, just for signing up if you spend $3,000 in 3 months from the time of acceptance. Miles convertable point for point to most reward programs and the usual $180 per year fee is waived for the 1st year. This card for one person is worth a free trip anywhere in Continental North America.
[The above link and posted benefit is subject to change without notice...]
25,000 Amex miles, just for signing up if you spend $3,000 in 3 months from the time of acceptance. Miles convertable point for point to most reward programs and the usual $180 per year fee is waived for the 1st year. This card for one person is worth a free trip anywhere in Continental North America.
[The above link and posted benefit is subject to change without notice...]
Wednesday, November 17, 2010
The Art of the Deal....
A little while ago, I sent out my first newsletter mostly to my established clientelle. Now we all get enough email spam and nobody needs another newsletter, unless of course it has something of interest to them.
Well, I made up my mind some time ago, that anybody on the receiving end of emails from me is going to find it worthwhile opening. It will either be a beef rib fest, hockey game, party, super deal of the week, etc... but certainly, not a funeral.
With that in mind, and owing to the benefit of being part of a "group" in the "Shuchat Group", Carla Zivot, an associate Realtor, and friend of mine, found this recent credit card no brainer-bargain. Just go to the following link:
https://wwwa.applyonlinenow.com/CACCapp/Ctl/entry?sc=CJWP&lc=en_CA and fill out an application for an Alaska Airlines MBNA credit card. If you are approved, you will get 25,000 Alaska Air Miles, and an additional companion flight to where the 25,000 miles will take you for $99.00. The cost of the card is $75 annually. One catch is that to get the companion flight for $99.00 you have to purchase one flight at a published rate.
On a totally different matter, and, back to reality.... interest rates are once again on the way up with at least 4 banks making the move by the close of business today. (November 17, 2010). This is definitely the time to lock in.... so call me quickly if you read this on time.
AS
Well, I made up my mind some time ago, that anybody on the receiving end of emails from me is going to find it worthwhile opening. It will either be a beef rib fest, hockey game, party, super deal of the week, etc... but certainly, not a funeral.
With that in mind, and owing to the benefit of being part of a "group" in the "Shuchat Group", Carla Zivot, an associate Realtor, and friend of mine, found this recent credit card no brainer-bargain. Just go to the following link:
https://wwwa.applyonlinenow.com/CACCapp/Ctl/entry?sc=CJWP&lc=en_CA and fill out an application for an Alaska Airlines MBNA credit card. If you are approved, you will get 25,000 Alaska Air Miles, and an additional companion flight to where the 25,000 miles will take you for $99.00. The cost of the card is $75 annually. One catch is that to get the companion flight for $99.00 you have to purchase one flight at a published rate.
On a totally different matter, and, back to reality.... interest rates are once again on the way up with at least 4 banks making the move by the close of business today. (November 17, 2010). This is definitely the time to lock in.... so call me quickly if you read this on time.
AS
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